Infidelity. It’s the one event that may occur during a marriage that will threaten a marriage to its core. Nothing challenges the bonds of marriage nearly as severely as infidelity, not financial problems, child rearing issues, or day to day strains on a personal relationship. Rebuilding your marriage after your bonds have been challenged is difficult under any circumstances, but rebuilding your matrimonial bonds after an affair is difficult at best, and impossible at worst, but without a doubt it’s one of the most difficult challenges a couple will ever face together.
And, it’s not just men that are challenging their marriages through infidelity. Given our changing social norms, women are rapidly approaching the incidence of infidelity as that to their male counterparts. Thanks to the increasing emergence of women in the workforce, coupled with the nearing equality of the sexes and technological advances of social media and dating apps, women have been rapidly gaining ground on their male counterparts when it comes to infidelity. In fact, the Kinsley Institute at Indiana University reported that women are cheating at nearly the same rate as men for the first time in history. In fact, 19.2 % of the women in the study had admitted to cheating during their current relationship compared to 23.2% of the men.
And, although rebuilding your marriage after infidelity is possible, the methods to do so may differ depending on who caused the issue.
Rebuilding Your Marriage When You, the Man, Cheated
1.Come clean. The first step toward repairing the rift is to be honest. It’s likely going to be brutal to step up and admit that you have hurt your wife, but if you want to save your marriage, you need to have the courage to face the truth, no matter the anguish it will unleash on you both.
A study of married couples by UCLA and the University of Washington concluded the one proven road back to marital stability and satisfaction was: admitting the affair. The numbers don’t lie. At the end of the 5-year study, 43% of couples who confessed their unfaithfulness were divorced compared with 80% of the couples who hid their adultery when their spouse later discovered it. Honesty was the key distinction in whether the relationships survived. In fact, when the cheater accepted and acknowledged responsibility for the affair, the marriage could survive and could be rebuilt to sustain the test of time. At the conclusion of the study, couples who survived an affair experienced comparable levels of marital stability and satisfaction as the couples who had not experienced adultery at all.
2. End the affair. It’s just that simple. Maintaining an illicit affair is just damaging beyond belief, mindless, cruel, self serving, disrespectful and selfish. It does nothing in favor of your marital relationship and, if anything, threatens the very existence of your marriage and both of your financial futures. Nothing is more devastating to a woman than to find out that her husband is having an affair. If you’re not suspected of having an affair, STOP. As much as there may be physical attraction and fleeting physical rewards for you personally, it is destroying you and your marriage. The lies, the tardy arrivals, and the missed events will ultimately expose your infidelity and your affair will be discovered if it hasn’t been already. Regardless of how secretive and discrete you think you may be, your infidelity will be found out, and you will destroy your relationship in the process. If there is any hope for rebuilding your marriage, the affair must end. Then and only then can real healing begin.
3. Give her space. If and when you break the news that you’ve been unfaithful your spouse will be devastated and she’ll be blitzed with a storm of raw emotions: shock, rage, betrayal, shame, depression, sadness. Temper your confession with compassion and understanding. As your wife rages and begins to attack you, be kind. Be gentle. Agree with her as much as humanly possible. She’s going through a very difficult time and arguing with her at this point is not in your best interests, not if you have any hope of rebuilding your marriage. Getting through this torrent of emotions will not be easy. Seek therapy and marriage counseling if at all possible. As financially challenging as therapy and counseling may be, consider it a financial investment into your future with your wife. Getting into deeper issues, like why you strayed, is best done when you are in a safe, counseling environment. You likely didn’t cheat one day out of the blue. There were multiple factors that led to it. And you won’t recover from the infidelity overnight either. It’s a very lengthy process and one that will likely take four to five years to regain some relative normality. Take your time. Eventually you will both come to understand what incited you to begin the affair and how each of you had some level of responsibility for its inception. The good news is that your marriage can emerge rock solid and more gratifying once you grapple with and solve those deeper underlying issues.
4. Consult a marriage counselor. Should you and your wife decide to try and work through the affair and the damage it has caused in your relationship, it is highly advisable that you not try to work out your challenges alone. A marriage counselor or mediator would be an expert guide to get the two of you back on the road to reconciliation. There are likely multiple underlying issues that lead to the betrayal and each of you share some level of responsibility for the existence of those issues. Only a qualified counselor, clergyman or mediator may help get you both to the core of those issues and give rational direction on how to resolve them. An affair is most likely a result of unhappiness that exists on both sides of the relationship. Discovering, facing and resolving the root of that discontent will lead to a healthier and more satisfying marriage than you had before the infidelity.
5. Rebuild trust. Trust is a delicate thing. It is a product of prolonged physical and emotional fidelity. And while it would be a huge relief to be able to confess and move on right away, that’s just not in the realm of reality. Once your infidelity has been exposed, whether through your wife’s discovery or by your confession, her trust of you and your actions will be gone. Everything you do, everywhere you go, everyone you see or might see will be questioned, over and over again. Her trust in you and your intentions has been lost, gone, and it won’t return anytime soon. If you’re patient, the seed of trust can grow again. but it’ll take time, patience and endurance on both your parts. Trust can build slowly, over years, by a long series of small commitments and verified successes, each event, each schedule, each meeting, each announcement planned, and each reality checked, challenged and found to be truthful. Through these seemingly endless commitments and successes, its possible to break through the hard, cold distrust of your actions and rebuild trust in your actions.
6. Forgive. While forgiveness may happen, forgetting won’t. But it doesn’t have to: only forgiving matters. Again, this won’t happen overnight, and you can’t impose any kind of definitive deadline on it. But with continued commitment to your marriage and your relationship it is possible to restore trust and intimacy in your marriage. By facing the issues that led to your urge to stray together, your wife may see that while flawed (as we all are), you are worthy of forgiveness. If she refuses to forgive, you have run up against a wall to healing and moving forward. Try and convince her to give therapy a shot as professional help may be needed to get over the barricade and back on track to reconciliation.
An affair doesn’t have to be the last chapter in your marriage. Your adultery can be a wake-up call that your marriage is in serious trouble and on a dangerous path to destruction. If you’re upfront and honest, willing to face the consequences and put in the work in rebuilding your marriage and fix the problems, your honesty about your extramarital affair may prove to be a turning point toward a more satisfying relationship and a brighter future for both you and your spouse.
Rebuilding Your Marriage When She Cheated
1. The Discovery. Well now, since you’re not the one that has to come clean it’s likely that she has already come clean or that her secret was ‘discovered’. If she’s already come clean, then start concentrating your efforts on the other items below.
If on the other hand you are the one that discovered her infidelity, challenges abound for you. Challenges with trust are overwhelming you. You can’t sleep. You can’t think. You want to know where she is every moment of the day. Has she stopped the affair? How do you know? Do you trust her answer if and when she gives you one? The idea of spying on her surfaces and you want to take action. Read her emails? Check her phone logs and text messages? These are all invasions of privacy and are ILLEGAL. DO NOT DO ANY OF THIS. Focus, focus, focus on what you can control. You can only control your own actions. You cannot control hers.
2. Give Her Space Whether she has admitted the affair or she’s been discovered, she’ll need space. Space to collect her thoughts. Space to change course, if that’s still needed. And, space to help bridge the divide of trust that’s been broken. That trust can only be built up slowly over time.
If it’s suspected she’s still involved in the affair, there is nothing you can do about it personally. But you can focus on your actions and IGNORE her actions. To not ignore her actions will only cause you more heartache and dismay. You’ll focus on her whereabouts and what’s she’s likely doing, or at least what you suspect she’s doing. These are only harmful thoughts and will only lead to destroying those parts of your relationship that’re not already destroyed.
Instead, you need to focus on everything else. Focus on your work, on your kids, on their activities, on your hobbies and on your friends. But, ignore your wife and her actions until she decides to end the affair. For help in this and many other divorce related issues, buy and read Michelle Weiner-Davis’ book Divorce Busting. It’s a wealth of time proven tips and assistance for controlling yourself, your emotions, and your actions so as to not chase your wife away with the constant accusations, guilt, anger, fear, rage and frustration that you’re going through.
3. End the Affair. Ok, so you have no control over her ending the affair. But you can talk with your spouse and encourage her to end it. If she refuses, suggest joint marriage counseling. She may or may not be willing to spill her guts to you or to a stranger but you’ve got to try. If she agrees to the counseling and you can afford it, GO. It will do you both a lot of good and it’s is the best chance you have of salvaging your marriage.
4. Consulting a Marriage Counselor. Ok, so assuming she has agreed to go and try to reclaim some of what ‘s been lost in your marriage. There, once each of you has had a chance to yopen up about yourselves to the counselor, you’ll be able to open up about your marriage. What was going right, what was going wrong, what was going sideways in your relationship that may have led to the affair. This is where you dig deep to unveil the secrets and feelings of what has not been expressed, or if it was expressed, what was not acknowledged by one of you or both of you. The challenges in your relationship that led to the infidelity have got to be addressed for there to be any real healing.
Remember, she may have been the one that strayed, but each of you share some of the burden for the affair in some way. Maybe she was telling you all along but you weren’t really listening to her ‘issues’. Maybe you just turned a deaf ear to her rants and bitching. Therein may lie some of the issue.
Maybe she clammed up and said nothing to you, living in desperate silence, not giving in to what was bothering her, and not being honest about her loneliness, her struggles, her issues, and her not feeling loved by you.
This is exactly why a trained professional is so vital to the unveiling of the truth. We as individuals are unwilling or unable to be that brutally honest with ourselves, and certainly not that brutally honest with our spouse without the gentle and non-judgmental encouragement of the counselor. The counselor can help ‘peel the onion’, one layer at a time to get to the root of the despair, and find a way to seek healing from each of you.
5. Rebuild trust. This is a tough one. She cheated on you. And you’re mad as hell. You have every right to be. But, that won’t bring her back and that won’t help rebuild your marriage. Rebuilding trust will take time, lots of time, and there is no guarantee that it’ll be successful. But with guts and determination, on both your parts, you can slowly plant the seeds of trust and water them regularly.
The seeds of trust are just that – seeds. Each event that is planned, each time she is on her own and you have to trust her to arrive on time, each successful event allows the seed to start to take root and grow. One by one, event by event, the seed starts to take root and the trust begins to emerge out of each successful event.
Truth be known, this process will likely take three to five years to have any lasting affect on you and on her. It just takes time, and it is a slow rebuilding process that cannot be rushed.
6. Forgive. We both know that the infidelity is something that will never be forgotten, never. It’ll always be in the back on your mind and you’ll always be mindful of the possibility that it could happen again.
You’ll have to put in a lot of hard work to make your marriage work in a way that it never did before. But, by doing the ‘hard time’, working at rebuilding your marriage after an affair, and with the rebuilding of trust, you have the chance to forgive. And, you have the chance to be more thoughtful, more aware, more sensitive to your partners needs and wants.
And, it is that sensitivity that may be the key to rebuilding a lasting relationship that could endure any challenge and could last a lifetime. With sensitivity, you’ll be better prepared to sense your partners wants and needs, and it’s that sensitivity that can help to make you a more caring and loving partner, maybe the kind of partner she’s wanted all along.
And that is worth fighting for.
Trust is an essential key in any relationship. I've helped couples restore broken trust after an affair, financial dishonesty, physical and emotional abuse as well as constant lying over small things. I've also worked with individuals to trust again after previous childhood trauma or relationship pain from their ex-partners and…
Are you looking for divorce advice for men? What? You don’t want a divorce? Then it’s good I got your attention before you did anything stupid, like taking the leap into infidelity. If you’re reading this, you’re likely tempted to cheat on your spouse. Maybe just an anonymous hook-up in…
Alimony has its place in divorce, but far too often it is like a punishment for men. Alimony has traditionally been used as a way to get them to stay in a marriage they possibly did not want anymore.
When contemplating divorce things can be confusing; are you jumping the gun and giving up too soon? What will your life look like post-divorce? What about the kids/house/money? And how exactly did you get here? For sure, we’re here to help you answer the one question you should ask when contemplating divorce.
At The Beginning
Let’s start at the beginning. You met the love of your life; or maybe you didn’t, but you wanted to settle down after years of struggling to find your “plus one” at your friends’ weddings and work gatherings. Maybe you wanted kids and wanted the security of marriage and the stability that you expected would come along with marriage. And you thought you’d found a willing, compatible partner with enough common values to make it work.
You know as well as I that there were problems there from the beginning, but you ignored them because the truth is, life was good. The sex was great and married life expanded your social circle. Your boss took you more seriously, as did your friends. Your mom stopped haranguing you about grandkids. You two traveled, made plans and reached goals. You concluded that nobody’s perfect and that if other couples could figure it out, you could too. You reasoned that, given time, the conflicts would iron themselves out. They didn’t.
So, you read the how-to books, watched the YouTube clips offering relationship advice. You went along with using the stopwatch on your phone when airing out your differences, allotting three minutes of uninterrupted speaking time each. You tried arguing from the other person’s point of view for clarity. You agreed to counseling and weekend retreats with other couples struggling to work through their issues, opening up about your problems; surprisingly, you came away with a new understanding and a renewed sense of genuine bonding with your spouse. But a week or two later, you were both back to your old patterns.
Then Things Got Worse
You considered reaching out to family and friends for help but didn’t, afraid to involve those closest to you and raise flags prematurely. Tired of the constant conflicts at home, you avoided them, spending more and more time out with your single friends. You found yourself flirting with the barista at Starbucks and following random yet attractive strangers on social media. Maybe you went further. Maybe your spouse did, too.
So Now What?
Trust me, I’ve been there; after 10 years spent in a marriage that should have never happened in the first place, it took me seven long years before I started to examine the idea of splitting from my partner. And, it was then when contemplating divorce that I realized that divorce really was the only sane option left on the table. I was honest with my spouse from the start, which gave us both the time we needed to exhaust every conceivable option and accept the eventual outcome if we couldn’t improve the situation. Because we were both informed from the beginning, we were able to part ways in peace when it didn’t work out, with no animosity and little cost. This isn’t always the case.
The One Question to Ask When Contemplating Divorce
While there are many factors to consider when contemplating divorce, they all boil down to one question:
How Much Are You Willing To Give Up?
Legal Fees. Legal fees are no joke. Whether you’re using a court-appointed attorney or private counsel, if you’re not divorcing amicably, it’s in every lawyers’ best interest to drag the divorce process out for as long as possible. And they will.
Alimony. Many states require that the spouse with the most money continue to financially support their ex until they either increase their income or get remarried. Your ex can legally receive alimony even after they’ve started a committed relationship with someone else. It’s unfair, but it’s the law.
Child Support. Unless your children are going to be adopted by your ex’s new spouse, you’re going to have to pony up. They’re your kids and of course they have a right to your financial support but KEEP RECEIPTS. Of everything. If you work for a company, have your wages garnished ASAP so you never have to worry about missed or late payments. When you take your kids out or buy them anything, do not use cash. Keep a digital trail and set up a spreadsheet to keep track of expenditures.
If you own stocks and bonds, real estate, and/or a business with your spouse, you’ll need to get comfortable with the choice of either continuing to share these assets with your soon-to-be-ex or sell the assets and share the gains with them. This may include inheritances, so check with a lawyer.
If the divorce is amicable, there’s no reason you can’t continue a financial partnership if it’s working out for the both of you. If you can’t separate amicably however, splitting the assets will be tough, especially if you’ve spent years amassing financial security only to watch it disappear seemingly overnight.
If you’re not the custodial parent, you probably won’t get to see your kids as much as you’d like after divorce; come to terms with this as soon as possible. Life will go on whether you want it to or not; realize that either you or your ex (or both) may meet someone new or get offered a better career opportunity and might end up relocating to another state or country making it difficult for you to stay in touch with your kids, especially if they’re very young.
If your ex is hostile, you’ll be in court repeatedly for visitation rights. If you can afford it and your ex is cooperative, you could conceivably follow your kids around the globe; but if you remarry, have other children, or have a career that requires you to work out of a certain city, this scenario probably won’t be an option. If you can’t bear the thought of this reality, STAY MARRIED until you can.
- Friends and Family.
After years spent living with your spouse, you probably share good friends and have (hopefully) gotten close to some members of their family. Divorce sometimes changes that. You’ll probably get to “keep” your friends – the people you knew before your marriage – but friends you’ve amassed during your relationship will most likely take sides.
This can get tricky, especially if those friends are also business connections or have become an integral part of your life. And even if your ex’s family remain friendly, they probably won’t be there after you split up. While this is normal, it can cause loneliness and separation anxiety. Understand that their absence is necessary to make space for new people to enter into their lives and yours; it’s not a rejection of you.
- Peace and Happiness.
Divorce incurs loss, but so does staying in a relationship that works against you. If you decide to stay married, you might get to keep the money, the assets, the kids, and the friends and family, but not without giving up your peace of mind and self-fulfillment in return.
How Much Is Your Happiness Worth?
Understand that most anything can be replaced, while your time cannot; once it’s gone, it’s gone for good. Take a step back and realize that the losses you might think unbearable actually are; your willingness to let them go will help you make gains that you never thought possible.
Letting go isn’t a sign of weakness or failure, but a fact of life. Learn to let go without bitterness or contention, or the divorce will negatively affect the rest of your life. Like all baggage, it will hold you back from experiencing a happiness and will only recreate your past conflicts in the future.
How to Mediate Loss:
When contemplating divorce, speak honestly and openly with your spouse about the situation as soon as you can; don’t blindside them. Catching them off-guard causes hostility and will backfire. Explain why you’ve reached your decision and ask for their input; respect their point of view and try to come to some type of an agreement based on mutual interests. If you don’t think your spouse will be open to a civil uncoupling, or if they are and you’d like to avoid legal fees, hire a mediator. The more you can agree to before lawyers are involved, the smoother the process will be.
When contemplating divorce it can become confusing when you don’t know what you really want; identify this and the choice becomes clear. It’s not how you got here that matters most, but where you’re going next and how you decide to get there that will define the rest of your life.
As a dad going through a divorce, telling your kids may not be the first thing you think about, but it’s one of the most important things you will have to do as you begin the divorce process. You will have many personal issues to occupy your time and mind,…
It’s over. Finished. Your divorce is final. Now that it’s over, what are you going to do? Maybe you had pictured what life after divorce was going to be like, maybe you never thought about it until after the final decree was entered. Either way, now it’s time to face…
Looking for love after a divorce can be daunting. The prospect of starting all over may seem unnerving, but at some point, you may wonder if you’re ready. The internet is full of advice on dating after divorce, but the reality is that there are no rules. It will be…
So, you’re getting a divorce or think you’re wanting one. There’s an easy way to tell if you’re ready, truly ready. Are you angry, mad, or upset? Then you’re not ready. If you are really emotional right now you may be ready for a break, have a strong need for answers or may really need to just get away for a bit. Truth is, you need to decide if you want to be right or happy. Here’s something that’s not a secret but is something you’ve heard, but may not really get, yet. When you’re ready to walk away, maybe with sadness, some regret, but without a lot of emotions behind it; then, you’re done. Go for it. But, here’s the thing; if you still have a lot of angst or emotions about whatever is going on right now, you can’t really be sure the right course of action and there’s a chance that ANY action while you’re not crystal clear could make things worse. So, pull up a chair and let’s chat.
I know, there are many reasons you’re going through this right now, some could be your fault, some could be hers, and probably there are some shared faults somewhere mixed in there. I think, if you’re here reading this, on this site, then you must be feeling or looking for some answers, so you are showing some empathy and are probably not the potential asshole who’s thinking, …”it’s all her fault, I’ve done nothing wrong.”. The major issue right now might just be something she’s doing or has done that you can’t live with, and if you’re smart, you’ll recognize the person responsible for her actions, is not you; it’s her but not her alone, in a vacuum. And, consequently, the person responsible for your past, present and future actions, is not her; it’s you. So, let’s get the first step laid out plain and simple. Each partner in a divorce is responsible for his or her actions that lead to here, and will be responsible for their actions to get past and beyond this moment, right here, right now. Past can’t be changed; future can’t really be predicted (unless you keep doing the same things over and over). So, we’re here now, you’re here, she’s there (in the other room, at the other house, with her mom, or maybe even some other guy, and we need to decide if divorce is what we really need to do. If there are kids involved, that could make it even more simple. That’s right, kids can make it easier to decide, but not how you’re thinking. We’ll get to that in a moment.
Nothing anyone tells you is going to be accurate 100% of the time, agreed? But, usually where divorces start to fail is not near the end; it’s almost always at the very beginning. And, we have to understand that and think about that to understand what might be happening now. I think most relationships start like this; two people meet, bump into each other, or see each other from across the room, conference table, bar, or some measure of space, and the bells go off. Some talking ensues, smiles are exchanged and in some short period of time, one of two things happen. Either there’s an immediate hooking up, or there’s a plan for a next meeting, which entails an exchange of numbers, email addresses, twitter feeds, etc… so as to facilitate that next meeting. I know, sometimes it takes a couple of gazes or bumps to get there, but you get the point, you get THERE. One thing leads to another, things get physical, and the horses are out of the gate. I know there are some other paths to the here and now and we’ll talk about them, but give me just a little leeway for the moment. You’re horses, racing. neck and neck, sweating and pounding the track towards some finish line, capiche? Good.
Now, the thing that usually doesn’t happen, rarely does, sometimes, maybe, is that instead of horses, you become turtles. Without getting all psychological or dragging it on and on, there’s a very fundamental piece that gets skipped in the majority of relationships that can predict with some accuracy (not 100% remember) that you’re going to be at this point. It’s the part where each of you, and in this case, YOU, have contemplated life to the point of knowing with some reasonable idea just WHAT it is you want out of life, what is REALLY the most important things to you. Also, HOW you plan on getting whatever it is and WHEN do you expect you’re going to get to it. Also, what things will you not accept in your life and what are you willing to do, without sacrificing your good, happy, self, to protect your life from allowing those bad things to creep in? Remember, right now, you’re thinking about or are going through a divorce and we’re trying to make sure it’s what we want and to be at peace with it. Again, you need to decide – do you want to be right or happy?
This chat we’re having isn’t about her, it’s about you. But, we’ll say that the same applies to your partner or soon to be ex-partner that they should have thought about all that meaningful stuff surrounding them self before they hooked their wagon to you. Statistics are that one or both people in a failing relationship didn’t do that work up front and weren’t really prepared whether it was 2 months or 2 years from the initial meeting, to the wedding bells.
What does all that mean right now? It means a couple of very simple things. Neither of you are perfect and you fell in love with someone at the beginning, who wasn’t the same person you’re dealing with right now. Usually the clichés are offered up like “people change” or “we grow apart”. The reality is most people don’t change, but since most people always present their better selves at the beginning of a relationship, the actual-sized person reveals themselves over time and it’s THAT person that you’re sitting here thinking about, or are, divorcing. Not the one you met, but the WHOLE person which includes the one you met, then one you’re dealing with now and all of the good, bad, and ugly in between. So, you have to take that image or picture of your partner and know in your inner core, who knows himself because you can answer the questions of what you want and what your own boundaries are to get it, is the person you know on the other end of this relationship a person you can spend the same amount of time with in the future that you’ve already spent in the past. Are you ok with that? And the kicker is, YOU CAN’T CHANGE THEM, so are they capable of changing themselves into that person you want in your head, or are they just not the person you thought you married. They’re fine, they’re ok, but they’re just not the person you seem to remember. If they’re not that person and the person they are doesn’t match your path and your boundaries, let them go, for both your sakes. Life is a one-way journey that starts counting down at birth and gives no mulligans for mis-spent moments, days, or years. Time is going, going, gone.
Do you wanna to be right or happy?
Usually, you can’t be both. No matter what is going on right now, she cheated, you cheated, no one cheated but you grew apart, or there’s some extenuating circumstance, it boils down to, do you have the willingness, energy and desire to work on a relationship not with the person you married in the beginning, but the person you’re married to now. If you can’t answer that question, you need to go out to that trail or bench and think about that before you initiate or continue your current course of action. If you can answer it, then fine, you have your answer one way or the other. If your answer is no, you’re not willing and you have boundaries that have been broken and keep getting broken, then let it go now, stop the cycling of on-again, off-again relationships, recognize it for what it was, and move on. Yes, it will take time. Yes, there may be some melancholy. Ultimately, you’ll be better off and you’ll be able to define what you know you do NOT want in your next relationship.
As I mentioned, kids can sometimes, usually, complicate matters in your head and in your heart. Here’s the thing with kids. Is the relationship you’re presenting to them with their other parent the type of relationship you want them to have? Think about it. How did they learn to walk? How did they learn to talk? How did they learn most aspects of their behaviors? I’ll answer it; By listening to and watching YOU. So, if you’re arguing, causing or involved in drama, or some bitter divorce arguments, and if you don’t stop it now, either by working on it or walking away, you’re very potentially teaching them that this is an acceptable way to have or be in a relationship and it’s ok to do exactly what you and your partner are doing. Look at yourself and your partner. Is that relationship what you want for them? You answer that question, and then act.
I hope whatever decision you choose, it leads you to a happier place tomorrow, with less stress and a more peaceful life. After all, as our time is ticking down, what is the most important, to be right or happy? When you’re thinking about that next relationship or trying to fix this one, also remember; BE a TUTRLE, not a race horse. Easy does it. Slow and steady, and all that. Clichés are clichés for a reason. Take Care of yourself.
Alimony may have had its place in divorce, but far too often it is like a punishment for men. In a world where women continue to gain more of a percentage of the workforce, the need for alimony continues to come under fire. Some think alimony has traditionally been used as a way to get men to stay in a marriage they possibly did not want anymore. Whether true or not, thankfully, many states are changing those medieval modes of thinking about spousal support!
The Greatest Alimony States for Men
Georgia has some of the best laws in the country in regards to knocking out alimony from the divorce equation. Sometimes you have to wonder if they named it the Peach State after their alimony laws.
While some alimony can be ordered, usually it is not. They keep trying to improve their laws related to alimony, but as with legislation, it is difficult to cover all contingencies, like this one related to trust protection exclusion related to alimony.
Additionally, if the spousal payee committed adultery, they are barred from alimony payments altogether.
Texas is one of the hardest states to get alimony payments in the country. It often is just not awarded at all.
The only downside is that the Lone Star State is a community-property state. Wealthy breadwinners beware! Property gets split down the middle.
The land of quickie marriages and divorces!
While this might not be the place where you make your last stand with your ex in a long, drawn-out battle, it can go very well in short, somewhat amicable divorces.
Note: Nevada is also a community property state.
Alaska has a non-monetary contribution to the marriage where marital fault may also be considered. But, this could be a double-edge sword.
If your wife contributed to the marriage by raising the kids, then, maybe it’s not so good. Conversely, if she cheated, the alimony gets booted.
Like Nevada, New Hampshire has a quick divorce turnaround time. While this does not always help with the alimony, it does give a failed marriage finality, faster. Then, you can move on with your life.
New Hampshire doesn’t just look at the usual things (earnings, children, education, etc.) but also each spouse’s earning potential outside the marriage.
Fault weighs heavily there, too, as does each spouse’s contributions to their joint properties.
The thorough examination is based on need and not a predetermined formula that might unfairly hurt the paying spouse.
In Alabama, the paying partner’s economic conditions are considered and weighed against the other spouse’s financial needs.
Alimony is ordered on a time frame, and ends:
- Upon the death of either the payer or recipient,
- When the recipient remarries, or
- If the recipient moves in with a new mate
Cohabitation is important because (as you will see below) it means the receiving spouse cannot get away with receiving alimony payments for years while living with a new partner.
Delaware has some factors judges use to determine whether alimony is paid, and for how long.
Alimony is awarded for half the length of a marriage in cases where the divorce comes less than 20 years after the wedding date.
After the 20-year mark, however, it can go on for life.
By far one of the simplest systems in the country!
Kansas says alimony can last for a maximum of 121 months after the divorce. But, the awardee can apply for, and be granted, an additional 121 months in payments. This only happens in rare cases, though.
Tennessee is committed to rehabilitative spousal support.They encourage job training and education.
That doesn’t mean judges will not order alimony to provide long-term support. It just means that spouses cannot receive money without genuine need.
Alimony awards ordered not to exceed the length of the marriage. Also, they stop spousal support upon cohabitation and remarriage. What guy wants to pay an ex to live with some new guy?
The Worst Alimony States for Men
While California was the first state to offer no-fault divorces, they are also one of the most expensive states in the country when it comes to court-ordered support after divorce.
Randall M. Kessler, chairman of the American Bar Association’s Section on Family Law, told Alan Farnham of ABC News,
“Child support in California is typically 10 times what it is…in Georgia or Nevada.”
For that reason alone, California, you made it onto the list of nastiest states for alimony in the country.
This state’s laws allow scorned spouses to bring suit against their former partner’s new lover.
Talk about holding a grudge!
Meet the second state to coddle grudge holders! Hell hath no wrath like legislators in New Mexico andMississippi!
Here, too, a scorned partner can legally sue their former spouse’s new lover for damages. Potentially, a non-guilty party can be held responsible for someone else’s failed marriage. Love to meet the jilted lover who created that law!
New York is one of the slowest states to reform their alimony laws. They held out on legalizing no-fault divorces until 2010. The delay cost litigants thousands of dollars in wasted fees.
That is the heart of the matter. New York has not made it easy for men seeking divorce to move on with their lives.
Colorado does not care if one or the other party to divorce can adequately support themselves.
Instead, they use a formula they call “temporary.” It takes 40% of the higher income deducted by 50% of the lower income. It is not based on financial reality. This “temporary” formula often becomes the long-term, more permanent formula.
Furthermore, Colorado is a community-property state. That means all property is divided equally. So, you could lose half of your property and assets. And then, still pay out 40% of your income.
Imagine getting divorced three times!? Does that mean you owe 120% of your income to your ex?
The best way to sum up Florida’s messed up alimony policies is through the story of Debbie Israel.
The 47-year-old college math teacher from Miami refuses to marry her fiancé because of the state’s alimony for life laws. Once they get married, she will have to give a percentage of her wages to her would-be husband’s ex-wife as part of his household, permanently.
Yep, this makes Florida one of the nastiest states for alimony in the country.
They almost didn’t make the nasty list. Their laws regarding marital misconduct ensure no adulterer, convicted felon, or spouse deserter gets awarded alimony.
But they do allow for the ordering of permanent spousal support. Were it not for that, they’d be on the nice list.
The Garden State probably represents a lot of disheartening news for many spouses. They’re one of the last remaining states where permanent alimony is a possibility. While the system is equitable, permanent is not a sound way to set up alimony for couples who were only together for a few years.
Vermont & Connecticut:
I know I’m going all broken record here, but the thought of paying alimony in perpetuity stinks! It is with that thought in mind that I welcome Vermont and Connecticut to the list of nastiest states for alimony.
They round out the list of the worst 10 for that particular reason.
Residing in the right state is not a Get out of Jail Free, alimony card. However, it can significantly reduce your expenses over time.
While many of us can’t just pack up and move to a different state whenever we want, even if for more favorable alimony environment, we can have influence over the working situation in our home. The key reason for alimony across the country is to provide support while a non-working spouse re-enters the workforce. If both spouses work throughout the marriage, or definitely the years before the divorce, the alimony claims reduce significantly.
Alimony laws in this country ultimately vary from state to state. Pay attention (Now!) to the laws in your state before you get married. Make sure you will not get the screw when (and if) you divorce.
Make sure you’re with someone with whom you want to spend your life. Being sure is a much better alternative to being sorry.
How did your state shape up? Let us know your thoughts in the comment section below.
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Without a doubt, going through a divorce can turn your world upside down. Divorce can wreck havoc on your emotions, your health … and your finances. Going from two incomes to one will certainly affect your monthly household income and perhaps your quality of life. You will be paying all of the bills by yourself with your income alone. While none of that sounds appealing, there is some good news. Thriving financially after divorce is not only possible but its achievable. While it takes some adjustment and some effort, you can regain control of your life and finances and thrive financially. Here are a few tips to thriving financially as a divorced man.
Expect a Lifestyle Change and Adjust your Expectations of Thriving Financially
More often than not, your standard of living will drop for a year or more following a divorce. While it may seem obvious, many people who are going through a divorce do not prepare themselves financially or emotionally for the changes. If you expect and come to terms with how your life may look temporarily after divorce, you can be proactive and remain in control of your post-divorce finances. Try to remember that it isn’t permanent. You’ll be back on your feet and able to regain you previous financial lifestyle again in the future.
Create a Budget and Stick to It
Perhaps you already had a budget when you were married. If so, then you’ll simply need to adjust the numbers. But if you didn’t have to budget as a couple, you’ll need to create a budget now and stick to it. Budgets are a great tool for thriving financially no matter what your marital status, but they are even more important as a single man.
Creating a budget may sound like a daunting task, especially if you have never done one before or if your ex-wife was the keeper of the money in your marriage. But budgets don’t have to be complex. Effective budgets are actually quite simple. They simply balance the money you have coming in each month with how much you spend each month.
The first step is to make a list of all of your income following your divorce. Next, make a list of all of your known expenses (mortage or rent, utility payments, debt, insurance, car note etc). Remember to include items such as alimony and child support in either income or expenses as applicable to your unique situation. After you know how much money is coming in and how much money is leaving each month, you should know exactly how much is left over. The leftover money should be allocated to paying off debt, saving, retirement, your children’s education and entertainment expenses.
After you have your monthly budget created, all you have to do is simply stick to it. Unfortunately, this is often the toughest part. Remember to keep up with your budget each month and adjust as necessary until you find the right fit. Check your budget before making purchases to ensure you aren’t going over in any category.
Be Realistic about the House
When there are two incomes flowing in, you and your ex were able to afford the two story brick home on a cul-de-sac lot. But without her weekly paycheck, is it feasible to stay in the house by yourself? No matter how much you love your home or want to stay there for the kids, it may not be realistic to remain in the home if you want to thrive financially. Take a good hard look at the numbers and make a wise decision on who (if either of you) remain in the family home. It may make more sense to sell or rent the home and live somewhere a little less expensive. No matter how much equity you may have in the house, that equity will not pay the mortgage payment each month.
Pay Down your Debt
Paying off any debt that carried over from your divorce is an important piece of thriving financially as a newly single man. Debt (especially the lines with high interest) can drastically impact your ability to save and spend money. Debt can impact your financial freedom for many years.
If you have debt in your name, make a list of everything you owe along with the interest rate you pay on that line of debt. Look back at your budget to determine if you can cut back in certain areas in order to pay additional money towards your debt each month. Start by paying extra towards the debt with the highest interest rate and working your way down the list until all of your debt is paid off. It may not be as much fun as buying a new boat, but paying off your debt will drastically improve your lifestyle in the future.
Save for Retirement
When you were married, you probably had a good idea of how much you were saving for retired life together. Now that you’ve been through a divorce, it is time to reevaluate how you will fund your retirement without a spouse. Run the numbers yourself or ask a financial planner how much money you should be saving in order to retire at a comfortable level. While money may be tight following a divorce, it is important to put some amount away for retirement. You may have to start small, but even small amounts contributed to a retirement account will build interest over time. Resist the urge to get rid of retirement savings to make living more comfortable right now.
Don’t Make Impulsive Financial Decisions
Divorce can cause a lot of emotions to surface, and we all deal with those emotions a little differently. It is completely acceptable to be emotional, and it is okay to be hurt. It is okay to grieve. When it comes to dealing with these emotions, hold off on making any major financial decisions until you have dealt with the adjustment of being divorced. While it may feel good to switch jobs and move to a new city or purchase an expensive vehicle, big financial decisions such as these can leave your bank account in bad shape.
Instead of making hurried decisions after a divorce (especially those decisions affecting your financial well being), wait it out six to twelve months and make sure those changes are something that you still want.
Rewrite your Will
Although your will may be the last thing on your mind, your will is a financial document and needs to be updated post-divorce. While your goal is thriving financially after a divorce, you don’t want it all to be for nothing if you pass away. Make sure you have the correct beneficiary designated in your will on on your life insurance. You may be the sole support for your children, therefore these updates are critical. Don’t put them off for another day.
A divorced man faces enormous emotional, psychological and financial changes even if he wanted to leave his partner. Divorce brings a lot of change, and thriving financially after a divorce may look a lot different than thriving financially as a married couple. If you are going through a divorce (or considering one), be sure to know your numbers and be proactive financially. If you follow these tips, you should be better prepared for life and money after divorce.
Even writing the phrase ‘about the ex’ sends people scurrying for the exits, fearing expletive riddled diatribes and raging self-pity. But what about your kids, when they aren’t really kids anymore. As your sons and daughters head into their own adult lives, is there a point where it becomes okay to tell your kids about the ex?
There must have been some incredibly important reasons for you to go through the harrowing process of separation and ultimately divorce. But are there things that your kids need to know about their mum?
Young Kids vs Young Adults
You separated when your kids were younger, and honest discussions with them in those years reached the level of why they couldn’t have two packets of chips in their lunchbox like they did when mum packed it. Now that they are late teenagers, with boyfriends and girlfriends and part time work and all the things that makes up life pre-marriage, is there a time when it is okay to simply talk to them about the things that led to your separation?
Most professionals advise about the damage that we can do as parents if we fall into the trap of disparaging the ex in front of our kids. There is absolutely no doubt that one of the most important things we can do for your kids as they go through the divorce process with us is to bite our tongue and simply encourage them to have feelings of respect and admiration for their mother. Remember, they are already dealing with trying to find their feet in the lives of separated parents, two homes and readjustments.
There are a lot of things to be aware of as your young kids grow through the divorce and challenges that come with their age. There are many articles that provide good guides for what to do and what to say up to the age of 14. But, at that age your kids are beginning to desire more independence, they’re questioning parental authority, and they’re developing relationships outside the home which are even more important than their relationship with us. It is next to impossible to find advice on talking to your kids beyond the early teenage years.
But as they age they are no longer kids needing to be shared and managed between two separated parents. They are now young adults who are exposed to many adults in differing settings, and you and your ex are becoming less unique to them.
They are becoming young men, like you, and young ladies, like their mum. They are adults in secondary and post-secondary education and they are taught to think broadly, apply their understanding and their moral code to develop their own personal impressions and opinions on situations and events they experience. They will be developing opinions about the people who make up their lives, the things they like and dislike, and the things they need and detest.
You have very strong opinions about their mother which are undoubtedly a big part of why you are not together anymore.
Naturally, you want the best for your kids as they build their own lives. Don’t you need to tell your kids about the ex and what led to the divorce?
If you have a daughter would it be okay for her to never know anything of what it was that brought your love for her mother to end? Would you be happy for your son to choose the partner he will spend the rest of his life with without knowing anything of what it was that broke down the mrriage with his mother?
Tell Your Kids About the Ex
The kids probably spend a lot of their teenage years living with their mum. If anyone knows mum well, they do. They are now far more resilient and self assured than when they were the 7 or 8 years old when they just wished mum and dad still lived together. They now have seen many of their friends go through divorces with their parents, and discussing mom and dad’s divorce with these trusted friends is easier than with anyone else. These discussions likely have been going on for years, thus helping to forge their ‘critique’ of you as their dad and your ex as their mum.
So, if your son or daughter at 17 or 18 asks why you and your new partner don’t seem to argue as you did with their mum, or they raise an issue they have had with their mother, is it okay to be honest about their mum? Whenever there is an elephant in the room it is better to simply confront it than trying to beat around the bush?
So long as the discussion remains objective and has the right mix of honesty about yourself as well as about their mum then aren’t you arming your kids with knowledge that you likely didn’t have as you grew up in a generation when divorce was more rare?
Many articles point out that you may anger your children if you try to describe the process of separating as something like ‘mummy and I still love each other, just not in that way’. That’s because it minimizes your child’s maturity to form their own opinion.
Honesty is Always the Best Policy.
We have always been told that it’s best to tell the truth. It has always been drummed into us not to lie. In fact it is almost impossible to think of another area where telling the truth to your child is seen as anything but the best parenting practice.
It has become more acceptable to discuss sexuality with our kids. Thank goodness. And in the process we reinforce the importance of intimacy and feelings with the people that we choose to love and cherish in our lives.
We know we will have to comfort our kids hearts when their boyfriends and girlfriends have broken their hearts. Is it really so bad to admit that that was something missing from your marriage with their mother? Is it preferable to lie? Or won’t that go the same way as trying to tell them that you still love mummy? Your kids know you and they know when you are lying.
You have spent a lot of time talking about times past through rose-colored glasses only for the benefit of your young kids. If you have a strong relationship with your grown kids where you can speak openly and honestly about things such as your work relationships, your thoughts about the future, and your thoughts about the world, then speaking honestly about what wasn’t right about your marriage to their mum shouldn’t be taboo.
You can discuss how people change over time. It may have been a process of falling out of love with the woman you married as you discovered she was turning into someone you didn’t like. You can discuss the need to continue to develop as a person. You can talk about what it is like when someone stops listening. The kids would have similar stories in their lives already.
Part of parenting is helping your kids find the best parts of both yourself and your ex for them to emulate. In a strong marriage that endures, both partners are reinforced by the other such that pointing out each other’s strengths and weaknesses is a very normal part of life. Separation and divorce is oft times about two people who are no longer being reinforced by one another. And, as they go through the process they lose the opportunity to tell their kids the truth.